How much do Quebec bettors pay on Mise-o-jeu? We priced 322 NHL and NFL lines
We wanted to answer a simple question: how much does a sports bet cost in Quebec? On the evening of Friday, November 6, 2026, we recorded the prices on 26 games across five public odds boards: the 12 NHL games on Saturday, November 7, including Canadiens at Maple Leafs, and the 14 games of NFL week 10. That came to 322 lines and 644 prices, each logged with the page address and the time it was read.
The result is not the one we expected. Online, Mise-o-jeu+ had the lowest margin of the five boards. At the dépanneur, the same bet cost about four times as much.
What we found
| Odds board | Lines | Average margin | Equivalent payout rate |
|---|---|---|---|
| Mise-o-jeu+ (online) | 78 | 3.27% | 96.8% |
| BetMGM Ontario | 78 | 4.56% | 95.6% |
| Cloudbet | 66 | 4.99% | 95.2% |
| Stake (moneyline only) | 22 | 6.88% | 93.6% |
| Mise-o-jeu (retail slip) | 78 | 14.09% | 87.6% |
Three things stand out:
- The app was the cheapest everywhere. Mise-o-jeu+ had the lowest average margin on every bet type we measured, in hockey and football: moneyline, spread and total.
- The paper slip costs far more. At 14.09% on average, the retail slip pays back about 87.6 cents per dollar bet, against 96.8 cents online.
- Offshore does not mean cheaper. Stake took 6.88% on average on moneylines, more than double Mise-o-jeu+, and Cloudbet took 4.99% across all markets.
In 2015, Loto-Québec said it would raise the online payout rate from 84% to 90% on most questions. That night, the app was paying back close to 97%. The slip was still under 88%.
How we did it
We opened each site's public pages, with no account and no login, and recorded the prices shown before the games started. All readings were taken between 10:02 p.m. and 10:13 p.m. Montreal time. Games already in progress were left out.
For each game we kept three markets when the site showed them: the 2-way moneyline (overtime included), the main spread (puck line in hockey, point spread in football) and the main total. Each book is measured on its own main line; some showed a total of 6 goals where others showed 6.5. The margin is still that book's cut on that market.
The margin works like this: divide 1 by each decimal price, add them up and subtract 100%. For Canadiens at Maple Leafs on Mise-o-jeu+, 1.91 and 2.00 give 52.36% + 50.00% = 102.36%, a 2.36% margin.
Some limits to keep in mind:
- Stake showed only the moneyline on its league page; its spread tab showed alternate lines, which we left out.
- Stake and Cloudbet listed 10 of the 14 NFL games at the time of the snapshot.
- This is one evening's snapshot, not a season average. Prices move by the minute.
NHL: margin by bet type
| Board | Moneyline | Puck line | Total goals |
|---|---|---|---|
| Mise-o-jeu+ | 3.23% | 3.31% | 3.27% |
| BetMGM Ontario | 4.62% | 4.68% | 4.68% |
| Cloudbet | 4.53% | 5.00% | 4.59% |
| Stake | 6.01% | n/a | n/a |
| Retail slip | 13.83% | 13.89% | 13.60% |
On the retail slip, the moneylines on the other 11 NHL games added up to between 113.78% and 114.66%. The one exception was the Canadiens game, at 108.19%.
NFL: margin by bet type
| Board | Moneyline | Spread | Total |
|---|---|---|---|
| Mise-o-jeu+ | 3.46% | 3.24% | 3.10% |
| BetMGM Ontario | 4.40% | 4.57% | 4.45% |
| Cloudbet | 5.88% | 4.90% | 5.25% |
| Stake | 7.93% | n/a | n/a |
| Retail slip | 14.35% | 14.43% | 14.32% |
On an NFL spread, Mise-o-jeu+ typically posted 1.93 and 1.95. BetMGM Ontario posted 1.90 and 1.93. The retail slip posted 1.75 on both sides, or 1.80 and 1.70. On a $20 winner, that is $14 to $16 profit on the slip, against $18.60 to $19.00 at 1.93 and 1.95 in the app.
The Canadiens game
Canadiens at Toronto, Saturday, November 7, 2026, moneyline:
| Board | Montreal | Toronto | Margin |
|---|---|---|---|
| Mise-o-jeu+ | 1.91 | 2.00 | 2.36% |
| Cloudbet | 1.87 | 2.00 | 3.48% |
| BetMGM Ontario | 1.87 | 1.95 | 4.76% |
| Stake | 1.86 | 1.91 | 6.12% |
| Retail slip | 1.80 | 1.90 | 8.19% |
Mise-o-jeu+ had the best price on the Habs. A $20 bet on a Montreal win paid $18.20 profit online, against $16.00 on the slip.
What it costs over a season
The margin is taken on every dollar you bet. To estimate what it costs on average, multiply the amount bet by 1 minus 1 divided by the sum of the implied probabilities. Here is what that gives with each book's average moneyline margin:
| Board | $20 x 84 Canadiens games | $20 x 17 NFL games |
|---|---|---|
| Mise-o-jeu+ | about $53 | about $11 |
| Cloudbet | about $73 | about $19 |
| BetMGM Ontario | about $74 | about $14 |
| Stake | about $95 | about $25 |
| Retail slip | about $204 | about $43 |
The 2026-27 NHL season has 84 games per team. On $1,680 bet on the Canadiens, the slip takes about $150 more on average than the app. These are averages: your actual results will depend far more on your picks and on luck. Parlays multiply the margin on every leg, so the gap grows further.
What the margin does not tell you
Price is one criterion. Mise-o-jeu+ is the only online sportsbook authorized in Quebec. BetMGM Ontario only takes players located in Ontario. Stake and Cloudbet are not authorized in Quebec. Price on main lines is the one criterion where Mise-o-jeu+ came out ahead, and this study did not price props or alternate lines. Our Mise-o-jeu+ review rates it the weaker product overall: few markets beyond the main lines, a strict same-game combo, odds boosts as the only regular promotion, no loyalty program for sports bettors and reduced stakes for steady winners. A fair price on main lines does not make up for a thinner product.
What the study does show clearly: if you still bet at the dépanneur, moving to the app costs less on the same games.
Check it yourself
Before you bet, put both sides of a line into our no-vig calculator and compare with another book. For the markets themselves, read our guides to hockey on Mise-o-jeu and NFL betting in Quebec. The full study data (322 lines, with the source page and time of every reading) is available to media on request.
Set a budget and a deposit limit. If betting stops being fun, Gambling: Help and Referral is free and confidential, 24/7, at 1 800 461-0140.
Sources
Prices recorded on November 6, 2026 between 10:02 p.m. and 10:13 p.m. Montreal time (November 7, 03:02 to 03:13 UTC), from these public pages: Mise-o-jeu+, NHL, Mise-o-jeu+, NFL, Mise-o-jeu, NHL betting offer, Mise-o-jeu, NFL betting offer, BetMGM Ontario, NHL, BetMGM Ontario, NFL, Stake, NHL, Stake, NFL, Cloudbet, hockey, Cloudbet, American football. Other sources: Loto-Québec, Mise-o-jeu+: better odds for online customers (December 2015), NHL, 2026-27 regular season schedule.
Key terms
- Overround
- The amount the probabilities behind a market's odds add up to beyond 100%, which shows how big the book's margin is.
- Vig (vigorish)
- The book's built-in cut on every line, the reason both sides of a game pay a bit less than they really should.
- Implied probability
- The win chance hidden inside the odds: turn any price into a percentage and you see what the book thinks will happen.
- Decimal odds
- One number that shows your total return per dollar, stake included; it's what Mise-o-jeu+ uses, written with a comma.
- Moneyline
- The simplest hockey bet: you pick who wins the game, overtime and shootout included at most books, and the odds set your payout.
- Puck line
- Hockey's spread at 1.5 goals: back the favourite at -1.5 and they need a two-goal win, take +1.5 and a one-goal loss still pays.
- Point spread
- A goal or point handicap that the favourite has to beat and the underdog has to stay within for your bet to cash.
- Totals (over/under)
- You bet on the total goals both teams score combined, over or under the number the book sets, without caring who wins.
- Mise-o-jeu
- Mise-o-jeu is Loto-Québec's sports betting brand: paper slips at lottery retailers and Mise-o-jeu+ online, for players 18+ who are in Quebec.
- iGaming Ontario
- The Ontario government agency that runs the province's legal online gambling market through deals with private sites.